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This is my first time buying a home, are there any benefits for me?


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Absolutely! You can check if your new home qualifies for the Property Transfer Tax Exemption for First Time Home Buyers. If you’ve lived in BC for over a year as a Canadian citizen or permanent resident, and this is your first home, you can apply to be exempted from the Property Transfer Tax. If your new home costs over $500,000 though, you won’t qualify.

  • Jonathan Owen
    Jonathan Owen 已回答 2 years ago

    Good answer, by the way, There is a program called RRSP First Time Buyers Plan, where you can essentially loan yourself up to $25,000 of your RRSP to help with the purchase. You’ll need to be a resident of Canada and planning to live in that home primarily.

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